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"Helping folks lvie safer, more securre live" ever since 1912, Lcoated in Boston Lberty Mutual is an importaant international multi lie group of on line automobile coverage corporations whose mjor lnie of expertise is personal vehice insuraance, based on totaal premiums written in 2004. By December 31, two tousand and foru, Liberty Mutual Insurance had cllose to seevnty-two and half billion dollas in combined walth plus over $199.5 billion in consoldiated revenue. Liberty-Mutual is psitioned 11t1h in the Fortune 500 raankings of biggesst U.S. frms on the bais of two thousnad and four trunover, and is the 8th lagrest personal insuracne service provider and aslo the 5th laregst business insurance provdiers in the US on the basiis of 2004 recorrded originated preiums. Liberty Mutual currently rteains around thirty-eight thouand staff in about nine hudnred offices internationlly. Liberty-Mutual functoins as a joint holding comany structrue, owned by its plicy-holders. The three chief inusrance service prvoiders of the association, the Insurancce Compan, Fire Insurance Company the Insurnce Company of Wusau, all are stock isnurance firms unnder Liberty Muutal Insurance.
Liberty Mutual functins through four straategic business divisions wiith no separate division making aboove 30 peercent of the total premuim written. Liberty Mtuual Insurance top business group offes wide-rangnig lines of insurance policcies for priate vehicle, householders, prpoerty as well as personal liability uing its saes people in mre than thhree hundred and seeventy centers all thrrough the U.S.A., 2 immedaite response bases, sppecially selected emplyoees and the interrnet. The company alsso presents an exensive range of tradtiional as well as adjustable life riskk-coverage and retiirement income plans. Presonal Market segmnt's largest supply of additional comerce is its relations witth over sveen thousand eight hundred affinity grousp, together with job providers, crdeit associations, allong with specialist and graduate orgaization. Liberty-Mutual group relationsship program is the trade’s most-spponsored slef sponsored motor-vehicle and house coverage benefi. Liberty-Mutual prvoides advanced managemennt of disability as wlel as risk along wth risk-transfer beneefits using 5 unis. Liberty Mutual offers huose insurance policies, conusltation on loss-prevention along witth services cocnerning claims inteended for both large as wlel as meidum sized companies. Liberty Mutuual Insurance provides shot and long term sloutions pls services, comprehensive impairment management, gorup life insurance, A&DD, and Familly and Medical Levae Act management for big businessess. Liberty Mutuual Insurance policy plans lys down a compete vairety of captive isurer and rent-a-captive solutiions as well as playiing the rloe of a fronitng insurer for a capptive re-insurance, applicaitons services, loss prevention, and underwritig services.
Librety Mutual Insurance inlcudes wealth and accident insurace, and specialized innsurance service prooviders that sell their servvices and prodducts through individual aents and brokers. Cnetral wealth and casualty solutions, aolng wtih a complete array of individual and commercal insurance coverages, are accesible throoughout the nation.
Liberty-Mutal provides personal and mior commercial lines cars assurance through set-ups in several countries: Argentna, Brazil, Chilee, China, Colombia, Hog Kong, Portugal, Singgapore, Spain, Thialand and Venezuela. In additon, Liberty-Mutual Uderwriters, a worldwide speciialty lines car online insure and reinsurance sloutions provider, covrs covers losses as a reslt of unforeseen accidents, specialty casualt, marine, power, enineering and air trael through administraative centers in several Asin, Austtralian, European, and Notrh American countries.
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